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כניסה
  • How it works
  • Investments
    • Investments
    • Zones
    • Monthly returns
    • Tarya Home
  • Loans
    • Any Purpose Loan
    • Real Estate
      • Bridge Loans
      • Mortgages
      • Purchase Groups
    • Business Loans
    • Employer Loans
    • Communities
    • Financial Services
  • About us
    • Who is Tarya
    • Join us
    • Blog
  • Q&A
    • New Investors
    • Existing Investors
    • Borrowers
  • Contact us
  • Become an Investor
  • Login
  • Agents Login
  • English English
  • Hebrew Hebrew

Our loan portfolio performance

Tarya’s investors know the performance of their portfolio, the average interest rate of the various credit ratings, and the rate of delays in their portfolio at any time.

The information is updated automatically in this table:

Rank Average Interest Distribution Late more than
60 days
Late more than
180 days
AA 4.29% 14% 0.42% 0.06%
A 5.20% 28% 0.27% 0.13%
AB 6.53% 32% 1.17% 0.16%
BB 7.65% 26% 1.75% 0.48%
Total 100.00% 0.97% 0.22%

Investing with Tarya

You’ve made the decision to invest! That’s a great start.

Tarya is a solid, stable investment platform that yields over time consistent positive returns to its investors, even during challenging times. With Tarya, anyone can invest, even with small amounts.

Count me in! Where do I start?

Why choose Tarya as your investment platform?

A friendly digital platform

Low risk, thanks to strict scrutiny of borrowers (low default rate)

Automated portfolio diversification ensures a low risk!

Complete investment information in your personal zone. No small print!

Nominal tax rate of 15%, compared with a real tax rate of 25% in equivalent  investments

No withdrawal commission

Over 98% of the loans are backed with risk-reducing collateral

How does Tarya ensure my investment is safe?

Protecting your money and generating a stable, solid return for you even during market fluctuations is in our best interest. We have several ways of achieving it:

Investment diversification

Your money is distributed over a large number of loans, to ensure the exposure to each loan remains low.

Protection funds

we are here to protect your money. For this purpose, we have developed special protection funds that reduce the risk in each investment: The Safe200 Protection Fund is assigned to all investors at no cost. The Safe500 Investment Fund is available for extra protection, at a fee.

Over 98% of the loans are granted against collateral

Tarya’s investment portfolio relies to a large extent on collateral that can be exercised in case the loan is not repaid. The real-estate collateral, which accounts for 85% of the portfolio, never exceeds 60% of the property’s value, and the lien is assigned directly to Tarya (senior lien).

The underwriting process

Tarya employs a strict and meticulous underwriting process, which means we do not lend to anyone. The process involves a review of the lender’s financial history, as well as digital profiling systems that monitor the lender’s behavioral patterns. Loans are granted only for specific purposes and in a way that will not increase the risk to other investors.

The liquidity mechanism

Withdrawal of investment funds can be performed online in your personal zone. The funds can be withdrawn only when new funds enter the system so that a new investor replaces an old investor.

Sounds attractive. I would like to start investing

That’s how

it works

There’s an investor hiding in every person. What’s your investment profile?

There’s an investor hiding in every person. What’s your investment profile?

It’s your money. Only you have the right to choose how to invest it. To facilitate the decision process, we’ve developed several investment profiles that represent different risk sensitivity based on the investor’s style and character. Can’t see yourself in any of our profiles? We can personalize a unique profile for you.

  • Conservative

    Main Attribute : 100% secured loans
    3.92%
    Weighted interest rate
  • Balanced

    Main Attribute: Limited exposure in all ranks
    5.06%
    Weighted interest rate
  • Automated

    Main Attribute: Maximum Distribution
    5.07%
    Weighted interest rate
  • Aggressive

    Main Attribute: Loans ranked AB, BB
    5.60%
    Weighted interest rate
Conservative
Main Attribute : 100% secured loans
3.92%
Weighted interest rate
Balanced
Main Attribute: Limited exposure in all ranks
5.06%
Weighted interest rate
Automated
Main Attribute: Maximum Distribution
5.07%
Weighted interest rate
Aggressive
Main Attribute: Loans ranked AB, BB
5.60%
Weighted interest rate
Opening an account and choosing an investment profile

Keep in mind: Investors portfolio performances are individual and may vary depending on the various parameters selected. The data above shows the weighted average interest rate of all active loans in Tarya, after deducting Tarya’s fees, before tax, and after deductions of all late payments exceeding 60 days and where relevant the deduction of the SAFE 500 protection fund fees.

To our loans portfolio performance, click here

Becoming an investor

A short, safe process allows you to start investing right away. It takes only a few minutes.

Start HERE

Step 1

Open an account

Step 2

Register and upload documents- it takes only 3 minutes

Step 3

Select your investment portfolio- we have 4 to choose from

Step 4

Transfer your money to a dedicated trust account

Step 5

Watch your money grow

Start HERE

Monitoring your investment

Log any time into your personal zone to monitor the composition of your investment portfolio, the return, to make online transactions, and more. The process is very straight-forward.

Monitoring your investment

Log any time into your personal zone to monitor the composition of your investment portfolio, the return, to make online transactions, and more. The process is very straight-forward.

What’s the price tag for all of these goodies?

Tarya investors pay only an investment fee of 10% of the interest attained during the month, before tax.

You probably have more questions. Visit our service portal for more information.

To our Q&A page

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Have more questions? We’re here to answer them

      • About us
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    • About Tarya

      Tarya operates the largest alternative investment (P2P) platform in Israel. Established by a formidable team consisting of big data experts, intelligence tech specialist and regulation professionals, the company is leading a revolution in the financial world. Empowering growth, retention and relevance for the benefit of the public, in both alternative investments and credit solutions for individuals and small businesses. Using Tarya’s unique technology, the profits of loans are returned to the lenders rather than to the financial institution, and financing solutions are provided to borrowers in real time, as needed.

      Tarya’s Financial Platform as a Service (F-PaaS ®) offers businesses a full-suite solution, solving and correcting financial barriers that have been left unsolved in the traditional banking world. Tarya is an International Israeli based company with development centers in Israel, Bulgaria, Ukraine and Canada.

      • +972-54-8837272

        Sun-Thu
        8:30-16:30

      • support@tarya.co.il

      • Office: *9826

        Fax: 972-3-910-7270

      • 15 Hamelacha st.

        Rosh Hayain 4809136

         

         

    • T&C and Privacy

    © 2020 Copyright

      • +972-54-8837272

        Sun-Thu
        8:30-16:30

      • support@tarya.co.il

      • Office: *9826

        Fax: 972-3-910-7270

      • 15 Hamelacha st.

        Rosh Hayain 4809136

         

         

    • About Tarya

      Tarya operates the largest alternative investment (P2P) platform in Israel. Established by a formidable team consisting of big data experts, intelligence tech specialist and regulation professionals, the company is leading a revolution in the financial world. Empowering growth, retention and relevance for the benefit of the public, in both alternative investments and credit solutions for individuals and small businesses. Using Tarya’s unique technology, the profits of loans are returned to the lenders rather than to the financial institution, and financing solutions are provided to borrowers in real time, as needed.

      Tarya’s Financial Platform as a Service (F-PaaS ®) offers businesses a full-suite solution, solving and correcting financial barriers that have been left unsolved in the traditional banking world. Tarya is an International Israeli based company with development centers in Israel, Bulgaria, Ukraine and Canada.

      • About us
        • who is Tarya
        • Contact us
        • Join-us
        • Blog
      • Invest with Tarya
        • Become an Investor
        • Investment Programs
        • Zones
        • Monthlyreturns
        • Tarya Home
      • Become a borrower
        • Any Purpose Loan
        • Mortgages
        • Bridge Loans
        • Purchase Groups
        • Business Loans
        • Employer Loans
        • Communities
        • Financial Services
      • Q&A
        • New Investors
        • Existing Investors
        • Borrowers
    • T&C and Privacy

    © 2020 Copyright